Mortgage Loan Processor
Company: Local Bank
Location: Tuscaloosa
Posted on: February 13, 2026
|
|
|
Job Description:
Job Description Job Description Description: The Mortgage Loan
Processor is responsible for managing the loan file from the time
of application through final approval. This role requires attention
to detail, strong organizational skills, and the ability to
communicate effectively with borrowers, loan officers,
underwriters, and third-party vendors to ensure loans are processed
accurately and efficiently while meeting all regulatory and
compliance requirements. Key Responsibilities: Review mortgage loan
applications for completeness and accuracy. Gather and verify
required documentation from borrowers, including income, assets,
liabilities, and credit information. Order and track third-party
services such as appraisals, title work, and verifications of
employment. Maintain regular communication with borrowers, loan
officers, underwriters, and other parties to provide status updates
and request additional information when needed. Review credit
reports, income documentation, and asset statements to ensure
compliance with lending guidelines. Prepare and submit complete
loan packages to underwriting for approval. Monitor loan pipeline
to ensure timely processing and adherence to deadlines. Ensure all
documentation complies with federal, state, and investor
regulations, as well as company policies. Address any underwriting
conditions in a timely manner by working with the borrower and loan
officer. Coordinate loan closings with all involved parties,
ensuring a smooth and efficient process. Maintain accurate and
organized records in the loan origination system. All other related
duties as assigned. Requirements: Qualifications: High school
diploma or equivalent required; Associate’s or Bachelor’s degree in
finance, business, or a related field preferred. Minimum of 2
years’ experience in mortgage loan processing, lending, or a
related financial services role preferred. Strong understanding of
mortgage loan products, guidelines, and compliance regulations.
Proficient with mortgage loan origination systems (LOS) and
Microsoft Office Suite. Exceptional organizational skills with the
ability to manage multiple files and deadlines simultaneously.
Strong verbal and written communication skills. Detail-oriented
with a commitment to accuracy and quality. Ability to work
independently as well as collaboratively in a fast-paced
environment. Work Environment: Standard office environment with
occasional remote work as approved. May require extended hours to
meet deadlines. Physical Requirements: Prolonged periods of sitting
at a desk and working on a computer. Ability to lift up to 15
pounds occasionally.
Keywords: Local Bank, Tuscaloosa , Mortgage Loan Processor, Accounting, Auditing , Tuscaloosa, Alabama
