Credit Analyst

Company: BankFirst Financial Services
Location: Tuscaloosa
Posted on: May 24, 2023

Job Description:

BASIC PURPOSE: Assess credit worthiness of commercial loan applicants and assist loan officers with various credit needs. Other duties may be assigned.Prefer experience using Sageworks to compile and analyze financial records from tax returns, financial statements, and cash flow projections in order to determine credit worthiness of loan applicants.Generate reports to compare liquidity, profitability, cash flow trends, and financial ratios for loan officers to use in analysis of their current and potential customers.Assist loan officers in compiling information for loan committee presentations.Maintain high level of service to lenders.Ensure attention to details in preparing reports and memos.EDUCATION, EXPERIENCE, SKILLS: Credit analysts should have the following basic knowledge and skills:- Previous experience as a credit analyst in a financial institution preferred- Sageworks experience preferred- Understanding of personal and business tax returns- Ability to analyze complicated financial information and business projections- Proficient in Microsoft Excel and Microsoft Word- General knowledge of bank credit policies and regulations- High multi-tasking and prioritization skills- High written and oral communication skills- Must be a self-starter and that excels in time management

Keywords: BankFirst Financial Services, Tuscaloosa , Credit Analyst, Professions , Tuscaloosa, Alabama